A little over a year ago at Christmas, my sister and brother-in-law, being frugal and creative as they are, got me the gift of ingredients and recipe for homemade chili in the slow cooker. It was…
Read more →Oftentimes us young adults rent apartments in the first years out of college. Apartments offer very little responsibility and with their reasonable cost of living, they allow a single person like me…
Read more →People spend money because it feels good, right? I think that's why I used to buy all kinds of "things". It felt good to drive around in the car I had in college with its professionally tinted…
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Last year's been a crazy year, full of unknowns and they are sill there, for the most part. A close family member has been struggling with depression. The kind that has debilitated her, almost…
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I have two credit cards. I've had the accounts for approximately 4 and 8 years and they have high limits. If you know the rules on credit scoring, you know that from a credit rating perspective, I…
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I lost my dad when I was 17 to cancer. I'm still learning from him though, through my memories of him and the way he lived. I have to give him a lot of credit for what I know about personal finance.…
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This year, the company I work for implemented a new Simple IRA program for employees. This was very well received among my co-workers as they have been asking for it for years now. The company is…
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After years of working at it, I finally feel like my monthly expenses are low enough. My spending during the past few months has averaged about $1,500-$1,600 per month, which is down from the…
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