Living Cheap

20 posts

November 28, 2012· kraig

10 Tips for Living on Less Than $25,000 per Year

It's not easy to do. But then again, it's not terribly difficult either. Living on $25,000 per year as a single person is possible, even in a large metro area, even when living on your own without…

August 7, 2012· kraig

6 Reasons to Not Buy a House Even If You Can Afford It

I'm going to play devils advocate on home ownership today. Sure, it's the American dream to own a house and all that, but far too often, young people jump into home ownership just because it's…

June 27, 2012· kraig

Are My Finances Getting Out of Hand? Or Is It Just Summer?

During the last 2-3 months, my monthly spending has increased significantly when compared to the 6-9 months before it. Is my spending getting out of hand? Or is it just summer in Minnesota? Perhaps…

March 27, 2012· kraig

5 Ways to Spend the Week When You're Over Budget

You guessed it. I'm over budget for the month of March. Not just a few dollars over, but I've increased my budget this month by between one and two hundred dollars, I'm guessing (wow, that is sad…

March 19, 2012· kraig

What Does Your Spending Say About You?

This past Saturday, I withdrew $100 cash from an ATM. Today, two days later, I have $42 in my wallet and no record of where the other $58 went. After sitting down on Mint.com for 20 minutes, I…

March 13, 2012· kraig

I'm Realizing That I Don't Want New Toys Anymore

My friend and I went to Best Buy tonight. He wanted to show me a new in-dash stereo/GPS/DVD player that he has his eye on for his car. The price tag on it says $800. My first thought when I saw it…

January 24, 2012· kraig

How to Make a Cheap, Easy and Tasty Homemade Chili

A little over a year ago at Christmas, my sister and brother-in-law, being frugal and creative as they are, got me the gift of ingredients and recipe for homemade chili in the slow cooker. It was…

January 18, 2012· kraig

Saving Money Feels Better Than Spending Money To Me

People spend money because it feels good, right? I think that's why I used to buy all kinds of "things". It felt good to drive around in the car I had in college with its professionally tinted…

December 18, 2011· kraig

Why I'm Not Saving For "Retirement"

This year, the company I work for implemented a new Simple IRA program for employees. This was very well received among my co-workers as they have been asking for it for years now. The company is…

December 5, 2011· kraig

How I Manage to Live on $1,500-$1,600 Per Month

After years of working at it, I finally feel like my monthly expenses are low enough. My spending during the past few months has averaged about $1,500-$1,600 per month, which is down from the…

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